HOW DO I GET MY MEDICAL TAKEN CARE OF AFTER A CAR ACCIDENT?
May 13th, 2019
HOW DO I GET MY INJURIES/MEDICAL TAKEN CARE OF AFTER A CAR ACCIDENT?
If you have been hurt in car wreck the first, and most important thing to do is to get medical treatment. Depending on how bad the injuries are you may be taken by ambulance to the emergency room for treatment right away.
If you have been injured in a car accident you are likely wondering what you should do next. This article takes you step by step.
SEE YOUR DOCTOR AS SOON AS YOU START HAVING SYMPTOMS
Even if you don’t feel like you are injured or if you just think you have bumps and bruises it is always important to be checked out by a doctor. Sometimes you may think you are ok on the day of the accident, but in the days following the symptoms of more serious injuries start to arise.
FOLLOW YOUR DOCTORS INSTRUCTIONS – TREAT UNTIL TOLD TO STOP
It is extremely important to follow your doctor’s instructions. There are two main reasons. The first is that your doctor is the person in the best position to help you heal and get better from your injuries. The second reason is that if you have to file a claim for your injuries, your medical records tell the story of your injury and document all of the issues you are having. This is what and insurance company will use to evaluate your case for settlement.
Your medical records and bills are the biggest factor in determining the value of your claim.
If you don’t follow your doctor’s orders it will not look good for you and could have a negative effect on the value of your case.
SHOULD YOU USE HEALTH INSURANCE?
Yes. By all means if you have health insurance please use it to help get your medical treatment.
Don’t worry about your insurance not covering the bills. Most times the insurance will cover the cost and then seek reimbursement later. The reimbursement will come either directly from a third party or will be paid out of your settlement.
Your doctor may put a lien on your case. Don’t worry. This is normal and your attorney will help you deal with doctor liens after your case settles.
SHOULD I USE MEDICARE/MEDICAID?
Yes. While medicare and Medicaid require you to use any other insurance you have available first, they work like an insurance company once they are brought in to pay. They will then send an amount to your attorney for reimbursement at the end of your when you receive a settlement.
CAN I USE MY CAR INSURANCE TO PAY FOR MY MEDICAL BILLS?
Sure. The at-fault driver’s insurance generally will not pay for any medical treatment up front. Your insurance could pay if you have a medpay or personal injury protection on your policy. The amount will depend on the amount you have paid for with your policy.
WHAT SHOULD I DO IF I DON’T HAVE HEALTH INSURANCE?
Even if you don’t have insurance of any kind there are still ways to get the medical treatment you need. Most likely your injury attorney will help you with this.
SPEAK TO A GEORGIA INJURY LAWYER FOR HELP WITH YOUR ACCIDENT CLAIM
It can be very difficult and overwhelming to try and handle your injuries from a car accident yourself. It is important to speak with a lawyer to discuss your options and make sure you are not missing anything.
If you have other questions about what to do after a car wreck please take a look at our FAQ on Georgia Car Accident Law Suits.
An experienced injury attorney can help you get through this difficult time in your life. The attorneys at The Van Dora Law Firm are here to help call or click here to set up a free consultation and evaluation of your accident case.
The Van Dora Law Firm has offices in Hartwell and Athens for your convenience.